TrackE5 started with a simple question — why is managing money still so hard? We built the answer.
Join the waitlistIn 2024, our founder sat at a kitchen table in Toronto, staring at three different spreadsheets — trying to figure out where the money went that month. Sound familiar?
The apps that existed were either too complicated to set up, didn't connect to Canadian banks properly, or sold user data to advertisers. And none of them felt safe.
So we built TrackE5 — an expense tracker that connects to your bank via Plaid and Flinks, categorizes every transaction automatically, encrypts your data and keeps it in Canada, and understands both Canadian and American financial systems from day one.
We didn't build TrackE5 for accountants or finance professionals. We built it for everyone else — the student who just got their first job, the parent managing groceries for a family of five, the freelancer losing track of business expenses, and the retiree who just wants a clear picture of their spending.
Connect your bank for automatic tracking, snap a receipt for cash expenses, or type one in manually. However you spend, TrackE5 captures it. That was the goal then. It's still the goal now.
Make expense tracking so simple, smart, and secure that anyone — from 15 to 80 — can take control of their money without changing how they live.
We believe managing money shouldn't require a finance degree, a spreadsheet habit, or manual data entry. It should connect to your bank securely, work automatically, and keep your data completely private. That's what we're building every day.
Your financial data is yours. Period. It's encrypted in transit and at rest with AES-256, stored in Canada, and access to it is tightly limited and audit-logged. We don't sell data. We don't show ads. We don't use your spending to train AI.
We'd rather build something a 16-year-old and a 70-year-old can both use in 30 seconds than something that impresses engineers. Every button, every label, every screen is designed for clarity — not complexity.
TrackE5 isn't a generic global tool. We built it specifically for Canada and the US — with native CAD and USD support, and an understanding of how people actually spend in these countries.
We know that asking people to track their money is asking for trust. We earn it by encrypting everything, being transparent about how we work, never selling data, and making it easy to leave if you ever want to. No lock-in, no tricks.
Most budgeting apps call themselves "smart" but still make you tag every expense manually. TrackE5 categorizes your transactions automatically — and remembers your corrections. The more you use it, the less you have to do.
Plenty of apps say "your data is secure" and leave it there. We'd rather be specific. Your data is encrypted in transit and at rest, and it lives in Canada. Our servers do read your transactions in order to categorize them — we say so plainly rather than implying otherwise. What we never do: sell it, share it with advertisers, pool it with other customers, or use it to train AI. The Security page spells out the details.
We didn't bolt on Canadian support as an afterthought. CAD and USD currencies, Canadian and American bank connections, spending insights — they're built into the core. If you live or work across the border, TrackE5 handles both without you thinking about it.
Connect your bank securely via Plaid and transactions flow in automatically. For cash purchases, snap a receipt photo or add it manually. Most apps force you to pick one method — TrackE5 gives you all three, so nothing gets missed.
TrackE5 is built by a small, focused team in Canada. We believe that a small team that cares deeply about privacy and simplicity can build better financial tools than a large company optimizing for ad revenue.
We're not backed by banks. We're not funded by data brokers. We answer to our users — and no one else.
Based in Vancouver, Canada
TrackE5 is launching soon. Join the waitlist and be one of the first to track smarter — free, encrypted, and built for Canada and the US.
No credit card required. No spam. Just an email when we're ready.
