Everything TrackE5 does for your money.
Seven tools that work together to track your spending, build better budgets, and keep your finances private — no spreadsheets, no stress.
Seven tools, one quiet system
Select a tool to open it.
Track expenses, your way.
Connect your bank securely via Plaid and transactions are imported automatically. Want to add a cash expense or receipt? Snap a photo or type it in manually. Both methods work together — so nothing slips through the cracks.
Ideal for everyone. Connect your bank for autopilot tracking, or add receipts manually for cash purchases — TrackE5 adapts to how you spend.
Bank sync + manual entry + receipt photos — every expense is captured.
Sorted before you think about it.
Every time a transaction is imported, TrackE5 reads the merchant name, amount and date and matches it against a set of categorization rules — groceries, gas, dining, subscriptions, transport, and more. If it gets one wrong, just correct it, and TrackE5 remembers your preference for that merchant. Because the rules are deterministic rather than a machine-learning model, the same merchant always lands in the same place.
Ideal for people who want organized finances without the work. If you've ever stared at a list of transactions and thought "I'll sort this later" — and then never did — this is for you.
Your expenses are organized automatically, from the moment you add them.
Set a budget. Stick to it.
Choose a category — groceries, dining, entertainment, anything — set a weekly or monthly spending limit, and let TrackE5 watch it for you. You'll see your progress in real time and get a friendly heads-up before you go over. Not after, when it's too late.
Ideal for anyone who has ever said "I don't know where my money goes." Students managing their first income, families juggling household expenses, or retirees living on a fixed budget.
You get alerts before you overspend — not a surprise at the end of the month.
Stay ahead of your spending.
TrackE5 sends you smart alerts when something needs your attention. Get notified when you're approaching a budget limit, when a spending spike is detected, when a bill is coming up, or when a new recurring charge appears on your account. No noise — just the alerts that matter.
Ideal for anyone who wants to stay on top of their finances without constantly checking the app.
Catch overspending and surprise charges before they become a problem.
Never miss a recurring payment.
TrackE5 automatically detects your subscriptions and recurring bills — Netflix, Spotify, insurance, gym memberships, loan payments, everything. See exactly what you're paying each month, spot forgotten subscriptions, and get notified before charges hit.
Ideal for anyone who's ever been surprised by a subscription charge they forgot about.
Every subscription and recurring bill in one place — no more surprise charges.
See where your money actually goes.
TrackE5 turns your raw transactions into clear, visual reports. See weekly and monthly spending trends, spot categories where you're spending more than usual, and find savings opportunities you didn't know existed. No spreadsheets, no pivot tables, no charts you have to build yourself.
Ideal for people who want to understand their money without becoming a data analyst.
You understand your spending patterns without doing any analysis yourself.
Your finances, your eyes only.
Every expense, budget and report is encrypted in transit with TLS and at rest with AES-256, and stored in Canada on Google Cloud. Your banking password is entered with Plaid or Flinks and never reaches us. Staff access to production systems is least-privilege and audit-logged.
To categorize your spending, our servers do read transaction details — we would rather say that plainly than claim an architecture we do not have. Categorization is rule-based, never sent to a third-party AI provider, and never pooled with another customer's data. Our Security page sets out exactly how it works.
Ideal for anyone who values privacy. Also critical for business owners handling sensitive financial data.
Even TrackE5 can't see your data. Nobody can, except you.
Built to be looked at
Budgets, cashflow, and categories rendered so you can read them in a glance — on the bus, in line, between classes.
Why TrackE5 over other budgeting apps
| Feature | TrackE5 | Most budgeting apps |
|---|---|---|
| Automatic categorization | Yes, learns you | Manual tagging |
| End-to-end encryption | AES-256, stored in Canada | Server-side only |
| Expense capture | Bank sync + receipts + manual | Manual only or bank-only |
| Multi-currency (CAD + USD) | Native support | Limited or none |
| Bank sync via Plaid | Yes, secure | Varies |
| Family sharing | Pro plan | Separate accounts |
| Free plan | 50 transactions/mo | Often limited |
That table compares TrackE5 to budgeting apps in general. For specific ones, see TrackE5 vs YNAB or, if you were a Mint user, what Canadians can use now.
Ready to track smarter?
Join the TrackE5 waitlist — free to start, encrypted by default. Available for Canada and the US.
No credit card required. Cancel anytime.